ใบเคลม

ใบเคลม คือ ใบที่ระบุว่ารถยนต์มีความเสียหายอะไรบ้าง? เอกสารนี้เป็นหลักฐานที่ได้รับจากประกันภัยว่ามีการแจ้งเคลมไว้แล้ว รอให้นำรถไปทำการจัดซ่อมเท่านั้น

อายุความของใบเคลมคือ 2 ปี นับจากวันที่รถยนต์คันทำประกันภัยรถนต์เกิดอุบัติเหตุและมีการแจ้งเคลม แต่ทั้งนี้หากรถของผู้เอาประกันภัยเป็นฝ่ายถูก ควรดำเนินการจัดซ่อมให้เสร็จภายใน 1 ปี เนื่องจากว่าสิทธิ์ในการเรียกร้องจากบริษัทประกันภัยฝ่ายตรงข้าม มีอายุความเพียง 1 ปีนะครับ

โปรประกันแนะนำว่าเมื่อได้รับใบเคลมมาแล้ว ไม่ว่าจะเป็นฝ่ายถูกหรือฝ่ายผิด ควรรีบหาเวลาไปจัดซ่อม เพื่อป้องกันการหลงลืม ก่อนที่ใบเคลมจะหมดอายุความในการเรียกร้องสินไหมและไม่สามารถใช้สิทธิ์เรียกร้องหรือเคลมได้นะครับ


น้องกันเอง

บทความนี้จัดอยู่ในหมวดหมู่ ประกันรถยนต์ ที่มีเนื้อหาเกี่ยวกับ , ,
หากมีข้อสงสัยหรือต้องการสอบถามข้อมูลเพิ่มเติม ติดต่อได้ที่ [email protected] หรือโทร 02-343-1000 (จันทร์-เสาร์ 07.00-21.00 น.)
#ประกันรถยนต์สุดคุ้ม ไม่คุย..ก็ไม่รู้ว่าคุ้ม
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